Interest-free and low cost payment plans to pay for your treatment

You can use the payment plans to pay for most dental work, but they’re particularly suited to more costly private treatments, such as dental implants, orthodontic, aesthetic or cosmetic work. If you’re not sure whether they’re right for your treatment, please ask your dentist.

Dependent upon facility you can borrow, typically, between £350 and £50,000. This will be subject to an ‘on-site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.

Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. The payments are collected by Direct Debit.

With Smart Dental Care’s 0% facility, you pay the cost of your dental treatment – no more no less. Interest-free means just that. In terms of the low cost facilities, you are provided with a quotation that shows the monthly payment and the total interest payable over the term of the loan.

You dentist or designated members of the practice team will be able to go through the various terms with and agree the most suitable repayment period.

Once you've agreed on a course of treatment - and a cost - with your dentist, we'll make the credit application on your behalf. As soon as this has been approved and then processed, you'll receive written confirmation from the credit provider. Simple as that.

We're working with one of the most respected credit providers in the business. Ask our team for details.

Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs.

This will be refunded either to you or to the lender who will then reduce the outstanding balance on your account.

You can apply for a payment plan for each course of treatment, subject to the usual credit application.